Association Manager:
Panhandle Management, LLC
Mailing address: PO Box 73, Niceville, FL 32588
Physical address: 1049 John Sims Parkway, Suite 1 (Palm Plaza), Niceville, FL 32578
(850) 897-5667
WaterOaks@PanhandleManagement.net


2018 Board of Directors
President, Kathy Clark
Vice President, Rosie Rowland
Treasurer, Rodney Dutton
Secretary, Jan Exterkamp
Member, Rev. Donna Coty


Governing Documents

Water Oaks Covenants

2ND Amendment CCRs 7-21-2003

Water Oaks Bylaws

RULES AND REGULATIONS FOR RV Revised 3-17-16


Architectural Review Guidelines

Water-Oaks Home Maintenance

Architectural Guide

Boat_Watercraft_covenants_forms

Architectural Review Application

Water Oaks Contractor Agreement & Acknowledgement Form

Remember any exterior modification requires approval. If you are unsure if your project requires an application call Panhandle Management at (850) 897-5667 or email at WaterOaks@PanhandleManagement.net