Association Manager:
Panhandle Management, LLC
Mailing address: PO Box 73, Niceville, FL 32588
Physical address: 1049 John Sims Parkway, Suite 1 (Palm Plaza), Niceville, FL 32578
(850) 897-5667
WaterOaks@PanhandleManagement.net


2021 Board of Directors
President, Kathy Clark
Vice President, Rosie Rowland
Treasurer, Rodney Dutton
Secretary, Jan Exterkamp
Member, Bruce Fister
Member, Charlie Yancey
Member, Joel Parker

Governing Documents

Water Oaks Covenants

2ND Amendment CCRs 7-21-2003

Water Oaks Bylaws

RULES AND REGULATIONS FOR RV Revised 3-17-16


Architectural Review Guidelines

WOR Architectural Guide April 2019

Boat_Watercraft_covenants_forms

Architectural Review Application Form Updated 2020

Remember any exterior modification requires approval. If you are unsure if your project requires an application call Panhandle Management at (850) 897-5667 or email at WaterOaks@PanhandleManagement.net